I'd like to see Payment Plans be template based just like Packages are. This would allow multiple payment plan options to be added to proposals (or contracts) for the client to select from, just like Packages. This would also save time in building new proposal and contract templates since we wouldn't have to re-enter the payment terms with each new template. And the best part is that this shouldn't be a heavy lift as the Moxie dev's should be able to borrow most of the code from Packages.